We will not disclose any personal financial information, or any other personal information such as e-mail addresses, personal addresses, etc., except as required by the Right of Financial Privacy Act of 1978, which grants a right of access for the Department of Housing and Urban Development, and the Veterans Administration Loan Guaranty Service or Division, to financial records held by a financial institution in connection with the consideration or administration of assistance to you.

Whether you are currently a customer, or you are simply considering obtaining a home loan from us, your security is a high priority – for you and for us.

As you view our web sites, information is collected about your visit, but not about you personally.

Through our web server logs, we are able to ascertain statistics such as the domain name from which you accessed the Internet (through either an Internet Service Provider, or your company's intranet site), and which pages were viewed on our site.

As with most web sites, we use a "cookie", which is a small piece of information stored on the web browser of your PC – but it does not give us personal information about you. What it does do is this: lets us determine the number of people visiting our site, how many people returned to the site for another visit, and which pages were viewed by visitors. This general information enables us to serve you better by continually improving our site based on use patterns. If you do not want to have a cookie placed on your browser, you have the ability to set your web browser to prevent the cookie from being used. Consult your browser's help menu for information on how to set this option.

We do not collect personal information from you unless you voluntarily supply it to us. If you complete the "Application Page," or send us an e-mail, it may be necessary for you to provide personal information. This personal information will only be used to expedite your request of services. Moreover, no information will be sold or given to any other parties.

E-mail transmissions to all web sites are not encrypted, unless otherwise noted. Just to be safe, we recommend that you do not send highly confidential financial information via e-mail.